If you are looking for a Swiss loan, you do not have to travel to Switzerland. These loans are provided through financial service providers based in Germany. All necessary documents that the credit intermediary uses for verification are sent within Germany. There is no direct contact to the Swiss banks. See whatsontapwithsara.com for a write-up
Anyone wishing to apply for a Swiss loan for Germans must be at least 18 years old. The maximum age is limited to 58 years. In addition, the borrower must prove a permanent job. Also the salary plays an essential role for the credit approval. If there are no entries in the debtor register of the competent district court, there should be no difficulties with a commitment for the Swiss loan for German nationals.
For whom is this loan suitable?
This loan is interesting not only for people with a negative Credit bureau, there are also cases where the creditworthiness is impeccable, but the bank refuses a loan because one has to pay it off. German banks first check the Credit bureau and also determine a lending data, if this has been done by another bank. Every bank in Germany reports a loan from Credit bureau, but anyone who still needs money can confidently turn to a financial service provider who can arrange a Swiss loan for Germans. There is again a message to the Credit bureau, nor we queried this.
Costs only arise if both sides have signed a loan agreement. These costs are the commission for the financial service provider. It is charged as a percentage of the loan amount. Since this is a foreign bank, processing fees are also shifted. In addition, the borrower must expect higher interest rates. But these are all positions that borrowers are willing to pay if nothing works in Germany. A Swiss loan for Germans is actually the final destination in terms of financial services.
Watch out for black sheep
Again and again offers appear in which of home visits, payment in advance or cash on delivery is mentioned. Here only windy wheelers try to beat the needs of people. Of these offers can only be warned, because usually it does not even come to a loan payment.